Stock of the Day

November 11, 2020

Hilltop (HTH)

$38.06
+$0.01 (+0.0%)
Market Cap: $2.18B

About Hilltop

Hilltop Holdings Inc. provides business and consumer banking services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It also provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is based in Dallas, Texas.

Today's Trend

Hilltop Holdings Inc. (NYSE: HTH) is seeing mixed earnings-estimate revisions, with modestly positive full-year changes offset by cuts to several quarterly forecasts. The conflicting outlook may be contributing to pressure on the shares, which remain near their 52-week high.

  • Zacks raised its FY2026 EPS forecast to $2.42 from $2.18, while increasing Q4 2026 EPS to $0.57 from $0.56. The firm also lifted FY2027 EPS slightly to $2.38 from $2.37, Q4 2027 EPS to $0.76 from $0.66, and Q1 2028 EPS to $0.49 from $0.43. Zacks maintained a “Strong-Buy” rating on HTH.
  • Hilltop’s latest reported quarter provides a favorable backdrop: EPS of $0.63 exceeded the $0.49 consensus estimate, and revenue of $315.81 million topped expectations of $306.18 million. The company’s current-year consensus EPS forecast is $2.51.
  • An upcoming preview of Hilltop’s second-quarter 2026 results could provide the next major catalyst for HTH, particularly as investors assess whether recent earnings momentum can support the upgraded full-year outlook. Hilltop Q2 2026 earnings preview
  • Zacks lowered its Q3 2026 EPS estimate to $0.58 from $0.61 and cut FY2027 quarterly forecasts for Q1 2027 to $0.45 from $0.50, Q2 2027 to $0.49 from $0.51, and Q3 2027 to $0.67 from $0.71. These reductions signal some near- and medium-term earnings pressure despite the “Strong-Buy” rating.

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