Stock of the Day

Capital One Financial (COF)

$215.48

-$5.00 (-2.3%)

Market Cap: $137.80B

About Capital One Financial

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.

It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and provides advisory, capital markets, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. The company was founded in 1988 and is headquartered in McLean, Virginia.

Capital One Financial Bull Case

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

• The current stock price is around $227, which reflects a strong performance in the financial sector.
• Capital One Financial Co. has announced a quarterly dividend of $0.60 per share, translating to an annualized dividend of $2.40, providing a yield of 1.2% for investors seeking income.
• Recent analyst upgrades have increased price targets for the stock, with some analysts setting targets as high as $290, indicating potential for significant capital appreciation.
• The company has a diverse range of financial products and services, which can help mitigate risks associated with market fluctuations.
• Insider ownership is relatively low at 1.26%, suggesting that the stock may be undervalued and could present a buying opportunity for investors.

Capital One Financial Bear Case

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

• The dividend payout ratio is notably high at 123.08%, which may raise concerns about the sustainability of future dividends.
• Insider selling activity has been observed, with significant shares sold recently, which could indicate a lack of confidence in the stock's short-term performance.
• Market analysts have mixed ratings, with some downgrading the stock to a "hold" rating, suggesting caution for potential investors.
• The financial services sector is highly competitive, and any economic downturn could adversely affect Capital One Financial Co.'s performance.
• Recent insider transactions show a decrease in ownership percentages, which may signal potential issues within the company that could affect stock value.

Recent News

• Capital One Muse Named “Best Lead Management Solution” in 8th Annual MarTech Breakthrough Awards Program (globenewswire.com)
• Capital One Financial Corporation (NYSE:COF) CAO Timothy P. Golden Sells 3,462 Shares (insidertrades.com)
• Insider Sell: Timothy Golden Sells Shares of Capital One Financial Corp (gurufocus.com)
• New York AG James sues Zelle parent company for alleged fraud (cnbc.com)
• Capital One Financial Corporation (COF) Reports Q2 2025 Results; Redburn Atlantic Initiates Coverage With ‘Buy’ Rating and $290 PT (insidermonkey.com)
• Serious Credit Card Delinquencies Hit 14-Year High: 2 Stocks to Buy, 1 to Avoid (247wallst.com)
• Capital One Financial (COF) Receives a Buy from Redburn Atlantic (theglobeandmail.com)