Stock of the Day

Ameriprise Financial (AMP)

$502.32

+$6.50 (+1.3%)

Market Cap: $44.57B

About Ameriprise Financial

Ameriprise Financial, Inc., together with its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other.

The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor networks, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. This segment products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is headquartered in Minneapolis, Minnesota.

Ameriprise Financial Bull Case

Here are some ways that investors could benefit from investing in Ameriprise Financial, Inc.:

• The company recently announced a $5.50 billion stock buyback plan, which allows it to repurchase up to 12.3% of its outstanding shares, signaling that the board believes the stock is undervalued and providing a potential floor for the share price.
• Ameriprise Financial, Inc. reported strong Q2 2026 earnings with EPS of $11.07, beating the consensus estimate of $10.81, and revenue of $4.90 billion, which was up 11.6% year-over-year, demonstrating robust operational growth and profitability with a net margin of 20.24%.
• The stock currently trades at $499.83, which is below the consensus price target of $558.00 and significantly lower than the 52-week high of $572.56, suggesting potential upside for investors as the stock recovers from recent declines.
• Institutional investors have shown renewed interest, with multiple firms such as HF Advisory Group LLC and Schaper Benz & Wise Investment Counsel Inc. WI significantly increasing their stakes in the third quarter, indicating strong confidence from professional money managers.
• The company offers a stable dividend yield of 1.36% with a low payout ratio of 16.40%, providing income to shareholders while retaining ample capital for growth initiatives and share repurchases.

Ameriprise Financial Bear Case

Investors should be bearish about investing in Ameriprise Financial, Inc. for these reasons:

• Insiders have been selling shares, with the CFO Walter Berman selling 11,012 shares in July 2026 and other executives reducing their positions, which may signal a lack of confidence in the stock's near-term performance.
• Morgan Stanley recently lowered its price target on Ameriprise Financial, Inc. from $489.00 to $483.00 and set an "underweight" rating, indicating that some analysts believe the stock is overvalued relative to its peers or has limited growth potential.
• The stock has experienced a decline from its 52-week high of $572.56 to the current price of $499.83, reflecting a drop of over 12% and suggesting that the market may be pricing in risks related to interest rates or economic conditions.
• Short interest has increased in recent months, with shares shorted rising to 2.61 million as of September 2026, indicating that some traders are betting against the stock and potentially expecting further price declines.
• The company's debt-to-equity ratio is 0.99, which is relatively high for a financial services firm, and could limit its financial flexibility in a rising interest rate environment or economic downturn.

Recent News

• Ameriprise Financial Welcomes Three Financial Advisor Teams with Nearly $1.2 Billion in Assets from RBC Capital Markets (businesswire.com)
• Ameriprise Financial’s Q3 2026 Earnings: What to Expect (barchart.com)
• How Investors Are Reacting To Ameriprise Financial (AMP) Renewed Analyst Optimism Before Earnings Release (finance.yahoo.com)
• Ameriprise Financial (AMP) Approved A New Buyback, Is The Stock Still Cheap? (finance.yahoo.com)
• Ameriprise Financial (AMP) Stock May Be 42% Undervalued Despite $5.5B Buyback Authorization (finance.yahoo.com)