Stock of the Day

July 10, 2024

Bank OZK (OZK)

$52.01
-$1.08 (-2.0%)
Market Cap: $5.94B

About Bank OZK

Bank OZK provides various retail and commercial banking services for individuals and businesses in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts, as well as corporate trust services, including trustee, paying agent and registered transfer agent services, and other related services. In addition, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. Further, it provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and affordable housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. Additionally, the company offers ATMs; telephone, online, and mobile banking services; credit and debit cards; safe deposit boxes; and other products and services. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Today's Trend

Bank OZK (NASDAQ: OZK) is moving higher today after a wave of analyst estimate updates from Zacks Research, which were mixed overall but included several upward revisions to future earnings expectations. Investors may view the higher out-year EPS forecasts as a sign that Bank OZK’s long-term earnings power remains intact, even as some near-term estimates were trimmed slightly.

  • Zacks Research raised its FY2027 EPS estimate for Bank OZK to $6.61 from $6.52, suggesting stronger expected profitability two years out.
  • The firm also increased its FY2028 EPS forecast to $7.78 from $7.56, reinforcing optimism about longer-term earnings growth.
  • Analysts boosted estimates for Q3 2026, Q3 2027, and Q4 2027, which may support sentiment around the bank’s forward earnings trajectory.
  • Zacks trimmed FY2026 EPS slightly to $5.96 from $5.98 and Q2 2026 EPS to $1.43 from $1.46, indicating only modest near-term pressure rather than a major change in outlook.
  • Despite the mixed revisions, Bank OZK’s estimates remain near or above the current consensus for several periods, limiting downside concern.
  • One report lowered Q1 2027 EPS to $1.55 from $1.63 and Q1 2028 EPS to $1.73 from $1.87, which could temper enthusiasm about the near-to-medium term.

Overall, Bank OZK (NASDAQ: OZK) appears to be benefiting from analyst support for longer-term earnings, with the stock also helped by a recent article about the company regaining an office property in Santa Monica, though the earnings revisions are the main driver investors are likely watching.

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